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  • Interest free credit

Interest free credit

In order to help you spread the cost of your furniture, we’re delighted to be able to offer interest free credit when you buy in-store, online or over the phone. However, we've partnered with Barclays partner finance to bring you online credit applications with instant decisions - we know you're busy so why wait? 

How do I apply online?

It couldn't be easier. At checkout, you will be automatically given the choice to pay with interest free credit on all furniture sales over £350. Depending on the value of your sale you'll be offered up to 3 years interest free credit. It's also up to you how much of a deposit you want to pay, the minimum is only 10% of the sale value. From here on, you'll be guided through the online application process by Barclays and after filling in the simplest of forms, you'll get a an instant decision**. There's usually no need to even sign anything, Barclays will take an e-signature and that's you ready to sit back, relax and plan for your new furniture to arrive.

Interest free credit calculator

As you move through our simple checkout, you'll be able to decide exactly how much you want to pay each month by using our simple calculator.

First, drag the slider to select how much deposit you wish to pay. The minimum is 10% and as you change the amount of deposit, your monthly payment will update accordingly. Next, drag the second slider to select the term you wish to take out your 0% finance for. Depending on the value of your sale you will be given up to a 36 month term. Again, as you change the term, your monthly payment amount will update automatically. When you are happy with both your deposit amount and term, you'll know exactly what your monthly payment will be.

Any other questions?

If there is anything at all you want to ask about our interest free credit offering, please don’t hesitate to call us on 0845 543 0469, Monday to Friday, 9:30am to 5:30pm. 

Representative example: Cash price £3,000. Deposit £600 followed by 24 monthly payments of £100. Total payable £3,000. Credit subject to status. Written quotation available on request. 

*Term available is dependent on total value of sale

**Most credit decisions are given immediately but some may be delayed due to further information being required.